How does the 0% financing work?
Financing is provided by our partner Consors Finanz. Simply put the product of your choice (minimum order value 54,00 €) in the shopping cart, the maximum total order value is 15.000,00 €. Now you go to the checkout and enter data such as your address, the desired shipping method, etc.. Please make sure that you do not enter a business email address. Afterwards you will get an overview of your order. As a payment method you select the 0% financing. If you would like to finance your order directly in one of our stores, the minimum order value is 104,00 EUR.
In the next step, you select a term of up to 12 months for 0% financing. You can also specify whether you want a carefree package. The advantage of this is a residual debt insurance that protects against various risks, such as relief in the event of involuntary unemployment, disability, and other risks that can burden you and your family financially. Taking out residual debt insurance is optional. You can cancel the residual debt insurance within 30 days (for more details, please refer to the general terms and conditions of insurance).
After a few moments - and a brief check of the data you have entered - you will receive an initial response indicating whether financing is possible in principle. A loan agreement is not yet concluded. If the check is positive, you can proceed directly to the next step.
Simply conclude the financing online.
You can easily conclude your financing online via Consors Finanz's partner WebID. All you need is a smartphone/tablet or other device with a webcam and your valid identification document (ID card or passport).
Please note: provisionally issued German identity cards will not be accepted as proof of identity until further notice.
Attention, currently there may unfortunately be longer waiting times when using WebID.
What documents does the bank require:
• Signed loan agreement
• Last salary statement / for self-employed persons the last BWA - for a financing amount of € 3.000,- or more
• A copy of the permanent residence permit for nationals of countries outside the EU.
• Students: Copy of a valid student ID or certificate of enrollment for the current semester and copy of ec-/Maestro- or credit card
• Trainees: Copy of a current salary statement and copy of ec-/Maestro- or credit card.